Showing posts with label early retirement and redundancy. Show all posts
Showing posts with label early retirement and redundancy. Show all posts

Friday, 19 May 2017

Plan for the Year

It might seem a bit late to be making a plan for the year in mid-May, but nearly everything I need to do is either outside or requires me to make frequent trips outside, and so the weather has been beating me. Right now I am feeling defeated as the forecast was for some cloud, clearing to the east, followed by scattered cloud with possibility of rain; we have actually had overcast cloud with drizzle for the entire day, punctuated by two half hour fool's breaks (you know, when you think you can do something and start, only for the rain to start again).

Anyway, there are jobs to be done and the first is to make a list:

a. Sash windows - two large ones are left to be refurbished, and there is a smaller pair in the bathroom. Hopefully I will get at least the two large ones done this year - one is in the kitchen and the other is in the hall (but there is also some remedial work to do on one of last year's where some putty has slipped).

b. Plastering - I need to do the inset bit at the top of the hall window which is hanging, albeit still complete, plus the three inset bits around the main bedroom window. These bits were all not done in 2010/11 as they looked OK then, but they are showing signs of wear around the edges!

c. Garden walls - I have been doing some repairs to two of the garden walls, and this could continue for ages as they are in pretty poor condition. In many cases I have to remove several stones and carefully remortar them (with NHL3.5) so that they are set solid before I do the next bit above. There is also the front (side) garden wall which I found last year was bowing horribly towards my neighbour's garden - and it is about 10' high, so that's quite a worry. However, that rebuild won't happen this year...

d. The back garden needs lots of tidying where the residue of 2011's work is still apparent, and there's still some ground elder to dig up carefully.

e. Redecoration - I think that 'Er Indoors wants some redecoration in at least one of the back bedrooms and, possibly, the lounge.

I have done some things this year - the wardrobe in a back bedroom was completed back in February, which has allowed a rearrangement of the stuff in our main wardrobe. As another consequence, we have been able to dispose of some items of furniture.

I have also been helping my next elder brother and both my sisters to tidy our parents' house. Mum died in 2015 and Dad is now in a carehome with vascular dementia; at 95, clearly he will not be going home again. I think the house will need to be sold by early next year to pay for the carehome which is really quite expensive. As part of clearing that house in London I have occasionally brought things back home for disposal or sale - such items always take priority over mere house jobs and selling things on eBay is actually quite time-consuming, I think.

The major change this year is that my other half has retired from full-time work. This has been quite an adjustment for both of us, as I had been so used to her disappearing early in the day and arriving back much later in time for an evening meal (made by me); this routine allowed me to work out the day for myself as I wanted, but suddenly there is someone else wanting to use the car, or the bathroom, or whatever room I wanted to work in etc. You get the picture!

I've been retired for nearly seven years now, and haven't really stopped until the last year or so - at last, this is what retirement is really like?

Friday, 13 January 2017

More New Year Resolutions

I have found making resolutions beneficial in the last few years - at least by writing my intentions at the start of the year, I then cannot deny what I wrote! Also, it helps my failing memory about what I intended to do, and then what I actually achieved (and when).

The most momentous event of the year was that t'other half finally retired and so no longer travels to London each weekday; we are still trying to work out how to exist together for seven days per week, when for the last six years I have been accustomed to being on my own (and doing the shopping and cooking) for five of those days. We have already learned the benefits of not waking at 6.15am, and are still catching up on years of lost sleep!

Last year I did achieve most of my intentions:

a. The hall landing and stairs were painted in the Earthborn claypaint
b. I stripped, repaired and repainted one half of the back gates
c. I managed to renovate two more sash windows (the back bedrooms)
d. I installed a wardrobe in the second bedroom, using the doors and frame given to me by the neighbour who was throwing them out  - I'm very pleased with the result
e. I built a second wood-store and also did a couple of similar jobs in the church

However, I still have the following to do this year:

1.There is still some plastering to do: the window recess in the front bedroom is some of the last original plaster left, and it doesn't sound good. 

2. In painting the hall I found that the plaster in the top of the hall window recess was dropping down and so needs to be re-done as well, with lime plaster.  It would make sense to do both 1 and 2 at the same time but that will make a mess in two places at the same time, and the job will want three or four coats with drying time between.

3. The wardobe in the front bedroom needs plastering (modern stuff - it's panelled with plasterboard).

4. I still want to put fire black on some fireplaces - I've never done that before and feel that it could be messy!

5. There are still two more of the same size sash windows (hall and kitchen) to do, plus the pair of small ones in the bathroom.

6. One very new job is that the high stone wall (between our neighbour's back garden and our front) needs to be rebuilt - it is about 8 feet high on my side, and about 10 feet on my neighbour's, due to the difference in ground levels. It has a lot of ivy damage and also leans alarmingly. I think I will get it done by a professional...

We have our daughter's wedding to look forward to in August, and have also booked a cruise from Aqaba to Spain just before Easter. Somehow I don't think the year is going to hang around!


Wednesday, 25 August 2010

Money matters

When you are made redundant at 58, you have to consider whether you really want another similar job and also whether you are likely to get one anyway.  If the answer to both these is "no" then you are effectively retired.  It has taken me some time to get used to that idea - well, just about three days actually!  There then arise two further questions: firstly, can you survive on what you have; secondly, how will you keep yourself from getting bored?  The answer to the first of these meant that we would have to leave our posh flat overlooking the Thames in London in order to forsake mortgage and service charges, in order to buy a place without a mortgage "somewhere in the country".  The second question indicated that a refurbishment project might be just the thing for me.  So we sold our flat and moved to a rented house in the heart of England in order to look for that elusive property which I would know when I saw it.

After seeing the house, I did some budgetary sums on a Post-It note.  Overall, I reckoned that it would need around £100,000 to fix this (famous last words!) and so with our own sale agreed we needed those proceeds to pay for this purchase and the refurbishment.  The asking price was obviously OTT, so we made an offer about £50k less on the afternoon of the day we looked at the house.  This was rejected but the agent played it well and a second offer was accepted.  She called to tell us but we had gone out, but we made the deduction from the tone of her voice-mail, and went to bed rejoicing.  The next morning the website showed "Sold STC" so we were quite sure (well, I was anyway) that it was ours.  Then the agent called to say that yes, our offer had been accepted BUT someone else had gone in a few minutes ago and made a higher offer, which they would have to put to the vendor.  So our hopes seemed to be cruelly dashed, and we spent the next two hours realising just how much we had actually wanted this house, and how disappointed we were not to get it.  Back to the drawing board.

Then, another phone call.  The house is (will be) ours, as the vendor had been persuaded that our position with a house already sold (STC) meant that our offer was a better one.  Great rejoicing.

Now we just have to get our previous place exchanged and completed, rather than drifting as it has for over 16 weeks (don't get me started on solicitors!).